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Terms of agreement

I understand that I am personally responsible for my health and well-being and any life choices I make, regardless of what information is recieved during a session. Each person has free will and the sessions are based on the direction of their life at the time of the session. Coaching and readings from Nancy Hickman are intended to provide insight and inspiration on a spiritual level for making life improvements and are not intended to replace therapy or medical treatment or your own personal sense of what is right or wrong in your life. The client is responsible for any life changing decisions they make. Nancy Hickman is not a medical doctor and she does not diagnose or prescribe.

My session is confidential; excluding any information that pertains to the personal safety of the client or another person. Any written materials can not be used or duplicated without written permission of Nancy Hickman, M.Ed., as they are under copyright and all rights are reserved.

Payment is due in full before each session when doing telephone sessions. No refunds are given once services are provided. Payments should only be made after an appointment time has been mutally agreed upon.

There is an automatic $10.00 charge for every additional 5 minutes over the allotted time. Each person is responsible for keeping track of the time during their session and for paying for any additional minutes over the time frame specified. There is a $40.00 minimum charge for returned checks, plus any fees I incur through my banking institution.

I agree to terms of this disclaimer.